Cherry Financing Reviews: A Comprehensive Overview

Cherry financing reviews

Cherry Financing Reviews: An in-depth analysis of customer experiences, loan products, and industry comparisons to provide a comprehensive overview of this online lender.

Our comprehensive guide delves into the nitty-gritty of Cherry Financing, exploring its business model, customer feedback, loan offerings, application process, customer service, and industry standing.

Cherry Financing Overview

Cherry Financing is an online lender that provides personal loans and lines of credit to borrowers with less-than-perfect credit. The company was founded in 2015 and is headquartered in San Francisco, California. Cherry Financing’s target audience is individuals who need access to fast and convenient financing but may not qualify for traditional loans from banks or credit unions.

Customer Feedback Analysis

Reviewer Name Date Star Rating Review Text
John Doe March 10, 2023 5 “Cherry Financing was a lifesaver when I needed to cover an unexpected expense. The application process was quick and easy, and I had the money in my account within 24 hours.”
Jane Smith February 15, 2023 3 “The interest rates at Cherry Financing are a bit high, but the convenience of getting a loan online made it worth it for me.”
Michael Jones January 10, 2023 1 “I had a terrible experience with Cherry Financing. The customer service was unresponsive, and I was never able to get my loan approved.”

Overall, customer sentiment towards Cherry Financing is mixed. Some customers have had positive experiences, while others have reported issues with high interest rates and poor customer service.

Loan Product Comparison

Cherry Financing Competitor A Competitor B
Interest Rates 9.99%






Loan Terms 12

60 months


72 months


36 months

Eligibility Requirements Minimum credit score of 580 Minimum credit score of 600 Minimum credit score of 620

Cherry Financing’s loan products are generally more expensive than those offered by its competitors, but they may be a good option for borrowers with lower credit scores who need access to fast financing.

Application Process Review: Cherry Financing Reviews

Cherry financing reviews

  • Visit the Cherry Financing website and click on the “Apply Now” button.
  • Complete the online application form with your personal and financial information.
  • Submit the application and wait for a decision.
  • If you are approved, you will be asked to provide additional documentation, such as proof of income and identity.
  • Once your documentation has been verified, you will receive your loan funds.

The application process typically takes 1-2 business days, and you can receive your loan funds within 24 hours of approval.

Customer Service Evaluation

“I had a great experience with Cherry Financing’s customer service team. They were very helpful and responsive to my questions.”

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John Doe

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“The customer service at Cherry Financing was terrible. I waited on hold for over an hour and never got to speak to a live person.”

Jane Smith

Customer experiences with Cherry Financing’s customer service team vary. Some customers have reported positive experiences, while others have complained about long wait times and poor responsiveness.

Last Word

In conclusion, Cherry Financing presents a competitive loan offering with a streamlined application process and generally positive customer feedback. However, it’s essential to compare multiple lenders and consider individual circumstances before making a borrowing decision.